Margaret Calloway
CPA · Managing partner
Twenty-two years in owner-managed business tax. Leads the advisory practice and every acquisition engagement.
Accounting · Tax · Advisory
Careful advice,
Careful advice,
clearly explained.
For owner-managed businesses that would rather understand the numbers than nod along in a meeting. Fixed fees, written engagement letters, no billable-hour surprises.
Practice areas
What we are engaged to do
Four areas, deliberately. We would rather be genuinely good at these than adequate at twelve.
01
Tax & compliance
Federal, state and local filings handled on a published calendar, with the documents we need requested six weeks ahead rather than six days. Extensions are a decision, not an accident.
- Entity and personal returns
- Quarterly estimates
- Sales and payroll tax
- Notice and audit response
02
Bookkeeping & reporting
Clean monthly books closed by the fifteenth, with a one-page summary written in sentences. If a number moved, you will be told why before you have to ask.
- Monthly close
- Reconciliations
- Management reporting
- Cash-flow forecasting
03
Advisory
Entity structure, owner compensation, buying a building, taking on a partner. Held before the decision is made, which is the only time the conversation is actually useful.
- Entity structuring
- Owner compensation
- Acquisition support
- Succession planning
04
Outsourced controller
For businesses past the bookkeeper stage but not yet ready for a full-time finance hire. A standing monthly meeting and someone accountable for the numbers.
- Monthly management meeting
- Budget and variance
- Lender reporting
- Process and controls
Our peopleYou will know who
You will know who
is doing the work
No account-manager layer. The person in your first meeting is the person who prepares and signs the work.
David Reed
CPA · Partner, assurance
Reviews every set of accounts that leaves the office. Former audit senior with a construction and trades focus.
Naomi Ellison
Controller services lead
Runs the outsourced controller programme and the monthly close for forty client businesses.
People shown are fictional, created for this design concept.
Illustrative outcomesWhat the work
What the work
tends to look like
Composite examples written for this concept. A real firm would publish these only with written client consent.
$41k
Entity restructure, trades business
Annual tax reduced by restructuring owner compensation and electing S-corporation status two years earlier than the previous adviser had suggested.
9 days
Close cycle, restaurant group
Monthly close shortened from thirty-one days to nine by rebuilding the chart of accounts and automating three reconciliations.
Approved
Lender package, manufacturer
Three years of reviewed statements and a forecast prepared to the lender’s format, supporting an equipment facility at a lower rate.
Engagement
How we start
Nothing is billed until an engagement letter is signed. You will know the fee before you commit.
Introductory call
Twenty minutes, no charge. What the business does, what is not working, and whether we are the right fit.
Document review
Last two returns and the current books. Returned within one week with what we found and what we would change.
Engagement letter
Scope, responsibilities, deadlines and a fixed fee. Signed before any work begins.
Working cadence
Monthly or quarterly, with a standing meeting in the calendar and a named contact who answers.
Questions
Before the first call
How are fees calculated?
A fixed monthly or annual fee agreed in the engagement letter, based on scope rather than hours. If the scope changes materially we agree a revised fee in writing before doing the work.
We already have an accountant. Is changing a hassle?
Less than most people expect. We request the handover file professionally, and the outgoing firm is obliged to provide it. Most transitions complete inside three weeks.
Do you work with businesses our size?
Our clients typically run between four hundred thousand and twelve million in revenue. Below that a bookkeeper plus annual return is usually the honest recommendation, and we will say so.
Will I actually speak to a partner?
Yes. The partner in your first meeting signs your work. There is no account-manager layer between you and the person who prepared it.
How do we send documents securely?
Through an encrypted portal, never email attachments. A real build links the public site to the firm’s approved portal rather than rebuilding one.
Contact
The Exchange Building
Office hours
Mon–Thu 8:30am–5:00pm
Friday 8:30am–3:00pm
Sat–Sun closed
Extended hours Jan–Apr
Address
Suite 300, The Exchange Building
45 Court Street
Your City, SC 29526
Visitor parking in the rear
Contact
(555) 014-2088
office@callowayreed.example
Consultations within 5 business days
A real build adds
Secure document upload, consultation scheduling that qualifies the enquiry first, partner profiles with verifiable credentials, and a client-portal link.
Like this one?
A firm site where credibility is the product.
Restrained typography, practice areas written plainly, real credentials, and a consultation request that qualifies before it reaches a partner.